Cost of Living in Sweetwater, TX
Sweetwater cost of living index: 83.4 (below the US average). Median home price: $155,000.
Updated 2026 • Based on 1 local zip code
📍 Some data sourced from nearby metro area
% below the national average
Housing
Data from 1 zip code
Housing costs in Sweetwater, TX based on real market data from 1 local zip code.
Considering a move to Sweetwater, TX? With a housing index of 40.2, it appears to be more affordable than many regions. The median home price stands at 155000.0, significantly lower than the national average, making homeownership viable for many. Additionally, average rents for both a 2-bedroom apartment and house settle at 18000.0. This uniformity signifies potential flexibility in choosing between living types. Don’t forget to think about local job prospects and amenities as these can greatly influence your cost of living and overall satisfaction in your new home.
Last updated: January 2026
Utilities
The cost of utilities such as electricity, natural gas, and other services can significantly impact the overall cost of living.
Living in Sweetwater, TX could entail variable utility costs. Electricity costs sit at $14.47, while natural gas is priced at $26.29 per Thousand Cubic Feet. Expect to budget about $235.0 monthly for other services like water and garbage.
Cost Breakdown by Category
Local Income & Economy in Sweetwater, TX
How far does your money go in Sweetwater? Understanding the relationship between income and cost of living is key to evaluating affordability.
How We Calculate Adjusted Purchasing Power in Sweetwater
The adjusted purchasing power shows what a Sweetwater, TX household income is actually worth after accounting for local prices. We calculate it using the formula: Purchasing Power = Median Income ÷ Cost of Living Index × 100
For Sweetwater, that's $44,306 ÷ 83.4 × 100 = $53,125. This means a household earning the median income in Sweetwater has the equivalent buying power of $53,125 in a city where the cost of living index equals the national baseline of 100.
Sweetwater is well below the national cost of living average at 83.4, making it one of the more affordable places to live in TX. The median income of $44,306 has an effective purchasing power of $53,125 — a meaningful boost that allows residents to save more, invest in real estate, or enjoy a higher standard of living compared to expensive metro areas.
The local unemployment rate of 5.4% is above the national average, which means the job market in Sweetwater may be more competitive. For remote workers or retirees with fixed income, the low cost of living is a strong advantage. For job seekers, researching the local industry mix before relocating is recommended.
💡 Purchasing power is calculated by dividing the local median household income by the cost of living index and multiplying by 100. A result higher than the nominal income means your money goes further; a lower result means local prices erode your earnings. The US baseline cost of living index is 100.
Pros & Cons of Living in Sweetwater
Pros
- • Friendly community vibes
- • Growing job opportunities
- • Local parks for kids
- • Mild weather year-round
- • Close-knit neighborhood feel
- • Low cost of living
- • Family-oriented activities
- • Affordable housing options
- • Less crowded than larger cities
- • Access to nearby lakes
Cons
- • Public transportation is lacking
- • High crime rate issues
- • Struggling local economy
- • Limited cultural diversity
- • Schools need improvement
- • Limited nightlife options
- • Political tensions present
- • Healthcare access can be tough
- • Few dining options available
- • Rural area, limited activities
💡City Insights
Sweetwater scores 7/10 for affordability, 5/10 for safety, and 5/10 for family-friendliness — an good overall profile. Its strongest aspect is affordability, making it particularly suitable for budget-conscious buyers.
Frequently Asked Questions
What is the cost of living in Sweetwater, TX? ▼
The cost of living in Sweetwater, TX is 17% lower than the national average, with a cost of living index of 83 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in Sweetwater, TX? ▼
In Sweetwater, TX, The median home price is $155,000. requiring approximately $76,071 annual income to afford. Average rent is $18,000/month (requiring ~$720,000/year income). The local median household income is $44,306, making homeownership attainable for typical residents. Explore Sweetwater real estate data →
Is Sweetwater, TX a safe place to live? ▼
Sweetwater, TX is average in terms of safety, with crime rates near the national average. Safety varies significantly by neighborhood. View detailed Sweetwater crime statistics →
What salary do you need to live comfortably in Sweetwater, TX? ▼
To live comfortably in Sweetwater, TX and afford a median-priced home of $155,000, you would typically need a household income of $38,750 to $48,438 per year. The local median household income is $44,306. Renting requires approximately $720,000/year (at $18,000/month). See full affordability analysis →
What are the best neighborhoods in Sweetwater, TX? ▼
The best neighborhoods in Sweetwater, TX depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $155,000 is below the national average.
How are the taxes in Sweetwater, TX? ▼
Tax rates in Sweetwater, TX include state and local components. The cost of living index of 83 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed Sweetwater tax information →
How does Sweetwater, TX compare to nearby cities? ▼
Sweetwater, TX offers a more affordable alternative to nearby communities. With a cost of living index of 83, median home prices of $155,000, and a crime rate of 0 per 1,000 residents, you can compare these metrics side-by-side. Use the compare feature to evaluate specific cities.
What is the weather like in Sweetwater, TX? ▼
Weather in Sweetwater, TX varies by season. Climate data varies by season. View detailed Sweetwater climate & environment data →
What factors affect cost of living in Sweetwater, TX? ▼
The main factors affecting cost of living in Sweetwater, TX include housing costs (the biggest factor), utilities, groceries, transportation, and healthcare. Local taxes and the overall economic conditions also play a role.
Housing Costs by Zip Code
Detailed housing data across 1 zip code in Sweetwater, TX.
| Zip Code | Median Home Price | Avg Rent | 2BR Rent | For Sale | For Rent |
|---|---|---|---|---|---|
| 79556 | $155,000 | $1,400/mo | $18,000/mo | 111 | 1 |
Explore More About Sweetwater, TX
📅 Last Updated: January 2026
Sources: U.S. Census Bureau (ACS), Bureau of Labor Statistics, Council for Community and Economic Research (C2ER), Zillow, Redfin