Houston, TX β€” Cost of Living & Relocation Guide

Population: 2,302,878

πŸ“ Some data sourced from nearby metro area

92.71
Cost of Living
$60,440
Median Income
$279,990
Home Price

About Houston, TX

Welcome to our comprehensive guide to Houston, TX. With a population of 2,302,878, Houston features a cost of living index of 92.71 (7.3% below the national average of 100). The local economy supports a median household income of $60,440 (19% below the national average), while the real estate market offers homes at a median price of $279,990.

Explore our detailed crime and safety data (146% above the national average), school ratings, tax information, and climate data below. Compare Houston with San Antonio or other cities.

πŸ“… Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS

Houston, TX Quick Facts & Key Statistics

Cost of Living
92.71
↓ Below avg
US avg: 100
Population
2,302,878
Residents
Crime Rate
56.58
↑ Above avg
per 1,000 | US avg: 23.0
Median Income
$60,440
↓ Below avg
US avg: $75,000
Median Home Price
$279,990
↓ Below avg
US avg: $420,000
Average Rent
$2,026.71
↑ Above avg
/month | US avg: $1,405
Poverty Rate
15%
↑ Above avg
US avg: 11.5%
Unemployment
4.8%
↑ Above avg
US avg: 3.7%

πŸ’‘City Insights

Houston scores 6/10 for affordability, 2/10 for safety, and 3/10 for family-friendliness β€” an challenging overall profile. However, safety is a weaker area that prospective residents should consider carefully.

πŸ’°
Affordability
6/10
πŸ›‘οΈ
Safety
2/10
πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦
Family-Friendly
3/10
πŸ’Ό
Career Opportunities
6/10
🌳
Outdoor Activities
4/10
βœ“ Best for: Remote workers
⚠ Consider: Higher than average crime rates, Limited healthcare facilities

Living in Houston, TX

Houston, Texas, is the largest city in the state and the fourth most populous city in the United States, known for its rich cultural diversity, thriving economy, and vibrant arts scene. With a population of over 2,300,000.3 million residents, Houston is a melting pot of cultures, which is reflected in its varied culinary offerings and numerous cultural festivals. The city is a major player in the energy sector, particularly oil and natural gas, but it also has a burgeoning tech and healthcare industry, with the Texas Medical Center being one of the largest medical complexes in the world. Houston's attractions include the Space Center Houston, the Houston Museum District, which hosts institutions like the Museum of Fine Arts and the Houston Natural Science Museum, and the sprawling Hermann Park. Sports enthusiasts can enjoy professional teams such as the Houston Rockets (NBA), Houston Texans (NFL), and Houston Astros (MLB). The city has a warm, humid subtropical climate, with hot summers and mild winters, making it an appealing destination year-round. Overall, Houston is a dynamic city that combines Southern hospitality with a cosmopolitan atmosphere.

How Houston Compares

Cost of Living
92.71 US: 100
Home Price
$279,990 US: $420K
Median Income
$60,440 US: $75K
Crime Rate
56.58 US: 23
Unemployment
4.8% US: 3.7%

Black line indicates US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $60,440.

🏠

Income Needed to Buy

βœ— Stretch
$88k/year
Based on $279,990 median home price
Assumes 30-year mortgage at 7% with 20% down
🏒

Income Needed to Rent

⚠ Stretch
$87k/year
Based on $2026.71/month average rent
Annual income where rent = 28% of gross
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Pros & Cons of Moving to Houston, TX

βœ“

Pros

  • β€’ Warm weather all year round
  • β€’ Plenty of family-friendly activities
  • β€’ Active arts and music scene
  • β€’ Vibrant nightlife options available
  • β€’ Numerous parks and green spaces
  • β€’ Good job market for many fields
  • β€’ Diverse culture and activities
  • β€’ Great food scene in the city
  • β€’ Relatively low cost of living
  • β€’ Strong sense of community support
βœ—

Cons

  • β€’ Limited public transportation options
  • β€’ Public schools can be lacking
  • β€’ Income inequality in neighborhoods
  • β€’ High humidity and heat levels
  • β€’ Political divide in local views
  • β€’ Some areas show racial tensions
  • β€’ Reports of high crime rates
  • β€’ Traffic congestion is frequent
  • β€’ Healthcare access can be uneven
  • β€’ Risk of flooding in some areas

Frequently Asked Questions

What is the cost of living in Houston, TX? β–Ό

The cost of living in Houston, TX is 7% lower than the national average, with a cost of living index of 93 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown β†’

How much does it cost to buy or rent a home in Houston, TX? β–Ό

In Houston, TX, The median home price is $279,990. requiring approximately $102,855 annual income to afford. Average rent is $2,027/month (requiring ~$81,068/year income). The local median household income is $60,440, making homeownership attainable for typical residents. Explore Houston real estate data β†’

Is Houston, TX a safe place to live? β–Ό

Houston, TX is average in terms of safety, with crime rates near the national average. The crime rate is 56.6 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Houston crime statistics β†’

What salary do you need to live comfortably in Houston, TX? β–Ό

To live comfortably in Houston, TX and afford a median-priced home of $279,990, you would typically need a household income of $69,998 to $87,497 per year. The local median household income is $60,440. Renting requires approximately $81,068/year (at $2,027/month). See full affordability analysis β†’

What are the job opportunities like in Houston, TX? β–Ό

Houston, TX has an unemployment rate of 4.8%, which is above the national average of 3.7%. The median household income is $60,440, suggesting moderate local economic conditions. View Houston employment & demographics β†’

Is Houston, TX growing? β–Ό

Houston, TX has a population of 2,302,878. As a mid-to-large city, population trends depend on local housing development, job growth, and quality of life factors. The affordable housing market and competitive job market attract new residents. See Houston population demographics β†’

What are the best neighborhoods in Houston, TX? β–Ό

The best neighborhoods in Houston, TX depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $279,990 is below the national average. Explore Houston on our interactive map β†’

What is the commute like in Houston, TX? β–Ό

Commute times in Houston, TX vary by neighborhood and workplace location. As a larger metro area, most residents rely on personal vehicles, though public transit options may be available. The affordable cost of living may allow for housing closer to employment centers. Explore commute times on our map β†’

How are the taxes in Houston, TX? β–Ό

Tax rates in Houston, TX include state and local components. The cost of living index of 93 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed Houston tax information β†’

How does Houston, TX compare to San Antonio? β–Ό

Houston, TX offers a more affordable alternative to nearby communities. With a cost of living index of 93, median home prices of $279,990, and a crime rate of 56.58 per 1,000 residents, you can compare these metrics side-by-side. Compare Houston vs San Antonio β†’

What is the weather like in Houston, TX? β–Ό

Weather in Houston, TX varies by season. Climate data varies by season. View detailed Houston climate & environment data β†’

Explore Houston in Detail

πŸ“… Last Updated: February 2026

Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics

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