Cost of Living in Puryear, TN
Puryear cost of living index: 76.0 (below the US average). Median home price: $449,000.
Updated 2026 • Based on 1 local zip code
📍 Some data sourced from nearby metro area
% below the national average
Housing
Data from 1 zip code
Housing costs in Puryear, TN based on real market data from 1 local zip code.
Based on the data for Puryear, TN, the prevalent housing market indicates a 36.6 housing index, which suggests a highly affordable environment. The median home price is currently at 449000.0, presenting an excellent opportunity for potential homebuyers. However, the averages for both rental options, 1602.0 for a two-bedroom apartment and for a two-bedroom house, are notably absent. This lack of rental data may signify limited rental availability or challenges for those looking to rent in the area. It's essential to consider these factors alongside goals when evaluating a move to Puryear.
Last updated: January 2026
Utilities
The cost of utilities such as electricity, natural gas, and other services can significantly impact the overall cost of living.
Living in Puryear, TN could entail variable utility costs. Electricity costs sit at $12.57, while natural gas is priced at $12.35 per Thousand Cubic Feet. Expect to budget about $238.0 monthly for other services like water and garbage.
Cost Breakdown by Category
Local Income & Economy in Puryear, TN
How far does your money go in Puryear? Understanding the relationship between income and cost of living is key to evaluating affordability.
How We Calculate Adjusted Purchasing Power in Puryear
The adjusted purchasing power shows what a Puryear, TN household income is actually worth after accounting for local prices. We calculate it using the formula: Purchasing Power = Median Income ÷ Cost of Living Index × 100
For Puryear, that's $42,857 ÷ 76.0 × 100 = $56,391. This means a household earning the median income in Puryear has the equivalent buying power of $56,391 in a city where the cost of living index equals the national baseline of 100.
Puryear is well below the national cost of living average at 76.0, making it one of the more affordable places to live in TN. The median income of $42,857 has an effective purchasing power of $56,391 — a meaningful boost that allows residents to save more, invest in real estate, or enjoy a higher standard of living compared to expensive metro areas.
Combined with a low poverty rate of 9% and healthy job market (3.1% unemployment), Puryear offers strong value for families, investors, and anyone looking to relocate to a city where income goes further.
💡 Purchasing power is calculated by dividing the local median household income by the cost of living index and multiplying by 100. A result higher than the nominal income means your money goes further; a lower result means local prices erode your earnings. The US baseline cost of living index is 100.
Pros & Cons of Living in Puryear
Pros
- • Friendly community vibe
- • Strong family connections
- • Access to outdoor activities
- • Nearby parks for kids
- • Potential for job growth
- • Supportive local businesses
- • Less traffic congestion
- • Quaint small-town feel
- • Low cost of living
- • Safe environment overall
Cons
- • Mostly conservative views
- • Limited dining choices
- • Limited nightlife options
- • High crime in nearby cities
- • Public transport is scarce
- • Limited cultural activities
- • Schools may lack resources
- • Outdated infrastructure
- • Diversity issues reported
- • Fewer job opportunities
💡City Insights
Puryear scores 3/10 for affordability, 5/10 for safety, and 5/10 for family-friendliness — an average overall profile. However, affordability is a weaker area that prospective residents should consider carefully.
Frequently Asked Questions
What is the cost of living in Puryear, TN? ▼
The cost of living in Puryear, TN is 24% lower than the national average, with a cost of living index of 76 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in Puryear, TN? ▼
In Puryear, TN, The median home price is $449,000. requiring approximately $139,071 annual income to afford. Average rent is $1,602/month (requiring ~$64,080/year income). The local median household income is $42,857, making homeownership challenging for typical residents. Explore Puryear real estate data →
Is Puryear, TN a safe place to live? ▼
Puryear, TN is average in terms of safety, with crime rates near the national average. Safety varies significantly by neighborhood. View detailed Puryear crime statistics →
What salary do you need to live comfortably in Puryear, TN? ▼
To live comfortably in Puryear, TN and afford a median-priced home of $449,000, you would typically need a household income of $112,250 to $140,312 per year. The local median household income is $42,857. Renting requires approximately $64,080/year (at $1,602/month). See full affordability analysis →
What are the best neighborhoods in Puryear, TN? ▼
The best neighborhoods in Puryear, TN depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods farther from the city center tend to offer more affordable options.
How are the taxes in Puryear, TN? ▼
Tax rates in Puryear, TN include state and local components. The cost of living index of 76 suggests a lower overall tax and expense burden cost environment compared to the national average. View detailed Puryear tax information →
How does Puryear, TN compare to nearby cities? ▼
Puryear, TN offers a more affordable alternative to nearby communities. With a cost of living index of 76, median home prices of $449,000, and a crime rate of 0 per 1,000 residents, you can compare these metrics side-by-side. Use the compare feature to evaluate specific cities.
What is the weather like in Puryear, TN? ▼
Weather in Puryear, TN varies by season. Climate data varies by season. View detailed Puryear climate & environment data →
What factors affect cost of living in Puryear, TN? ▼
The main factors affecting cost of living in Puryear, TN include housing costs (the biggest factor), utilities, groceries, transportation, and healthcare. Local taxes and the overall economic conditions also play a role.
Housing Costs by Zip Code
Detailed housing data across 1 zip code in Puryear, TN.
| Zip Code | Median Home Price | Avg Rent | 2BR Rent | For Sale | For Rent |
|---|---|---|---|---|---|
| 38251 | $449,000 | — | — | 14 | — |
Explore More About Puryear, TN
📅 Last Updated: January 2026
Sources: U.S. Census Bureau (ACS), Bureau of Labor Statistics, Council for Community and Economic Research (C2ER), Zillow, Redfin