Quick facts: Oceanside, CA

Quick Facts

130.5
Cost of Living
above US average
172,199
Population
25.96
Crime Rate per 1000
above US average
$86,701
Median Income
above US average
$1,265,000
Median House Price
above US average
$4741.35
Average Rent
above US average
9%
Poverty Rate
below US average
4.6%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $86,701.

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Income Needed to Buy

βœ— Stretch
$397k/year
Based on $1,265,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $397k vs median $86,701
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Income Needed to Rent

⚠ Stretch
$203k/year
Based on $4741.35/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $203k vs median $86,701
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Oceanside, CA

Oceanside, located in San Diego County, California, is a vibrant coastal city known for its beautiful beaches and laid-back atmosphere. With a population of around 175,000, it offers a blend of residential neighborhoods, commercial areas, and recreational spaces. The city boasts a stunning coastline, featuring popular spots like Oceanside Pier, one of the longest wooden piers on the West Coast, ideal for fishing, walking, and enjoying picturesque sunset views. Oceanside’s downtown area is bustling with shops, restaurants, and art galleries, making it a lively destination for both locals and visitors. The city hosts various events throughout the year, including the Oceanside Harbor Days and the annual Oceanside International Film Festival, showcasing its rich cultural scene. Outdoor enthusiasts can take advantage of the year-round mild climate, perfect for surfing, hiking, and biking. The nearby Camp Pendleton military base adds a unique character to the city. With its charming small-town feel, rich history, and modern amenities, Oceanside is an inviting destination that highlights the best of Southern California living.

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