Tax Comparison: Topsfield, MA vs Westerly, RI

Understanding Your Tax Burden

This page compares the three main types of taxes between Topsfield, MA and Westerly, RI: property tax, income tax, and sales tax. Each of these has a different impact on your overall cost of living.

Property Tax Comparison

Property taxes are collected by local governments and used to fund schools, infrastructure, and other local services. They're typically based on the assessed value of your property.

Our property tax estimates are based on:

  • U.S. median home value: $419,200 (2023 data)
  • Local effective tax rates for both cities

Topsfield, MA

$4,498

Based on a $419,200 home

Rate: 1.0731%

Westerly, RI

$4,420

Based on a $419,200 home

Rate: 1.0545%

Data Topsfield, MA Westerly, RI
Effective Property Tax Rate 1.0731% 1.0545%
Estimated Property Tax $4,498 $4,420
Home Value Used $419,200 $419,200

Comparison: Property taxes in Westerly, RI are $78 lower than in Topsfield, MA for the same home value.

State Income Tax Comparison

Income tax rates and brackets vary by state, impacting residents' overall tax burden. The estimates below are based on standard deductions and typical filing scenarios.

Our income tax estimates consider:

  • Single filer: $100,000 annual income
  • Married couple: $200,000 combined income
  • Median income: $80,600 annual income

MA

5%-9%

Single: $5,000

Married: $9,000

RI

3.75%-5.99%

Single: $4,347

Married: $7,825

Data MA RI
Tax Rate 5%-9% 3.75%-5.99%
Single Filer ($100k) $5,000 $4,347
Married Couple ($200k) $9,000 $7,825
Median Income ($80.6k) $4,031 $3,829

Comparison: Income taxes in RI are $202 lower than in MA for the median household income.

Sales Tax Comparison

Sales tax rates vary by location and can have a significant impact on your day-to-day expenses. These include state, county, city, and special district taxes that together form the total sales tax rate.

Our sales tax estimates consider:

  • Average household taxable spending: $15,500 per year
  • Combined state and local rates for both cities

Topsfield, MA

6.250%

Combined rate

Annual sales tax: $968

(Based on $15,500 spending)

Westerly, RI

7.000%

Combined rate

Annual sales tax: $1085

(Based on $15,500 spending)

Data Topsfield, MA Westerly, RI
State Sales Tax 6.25% 7.00%
Combined Sales Tax 6.250% 7.000%
Annual Tax Amount $968 $1,085

Comparison: Shopping in Topsfield, MA costs $117 less in annual sales tax than in Westerly, RI for the average household.

Tax Comparison Insights

Tax Insights: Topsfield vs Westerly

  • Property Tax: Westerly has a 0.0186 percentage points lower effective property tax rate than Topsfield.
  • Income Tax: Living in RI could save you approximately $202 in state income taxes for a median household income.
  • Sales Tax: The combined sales tax rate in Topsfield is 0.75 percentage points lower than in Westerly.

Overall Tax Burden Comparison

Topsfield, MA

$9,497

Combined annual tax burden

Property

$4,498

Income

$4,031

Sales

$968

Westerly, RI

$9,334

Combined annual tax burden

Property

$4,420

Income

$3,829

Sales

$1,085

Overall Comparison: Westerly, RI has an estimated $163 lower total tax burden than Topsfield, MA based on our standard scenarios.

Important Tax Disclaimer

The tax information provided above is based on publicly available data and standard assumptions. Actual tax situations will vary based on:

  • Individual financial circumstances
  • Applicable deductions and credits
  • Recent changes in tax laws
  • Personal spending habits
  • Local variations within cities and counties

This comparison is intended for general informational purposes only and should not be considered tax advice. For specific guidance regarding your tax situation, please consult with a qualified tax professional.