Wainscott, NY β€” Cost of Living & Relocation Guide

Population: 585

πŸ“ Some data sourced from nearby metro area

153.0
Cost of Living
$172,500
Median Income
$3,650,000
Home Price

About Wainscott, NY

Welcome to our comprehensive guide to Wainscott, NY. With a population of 585, Wainscott features a cost of living index of 153.0 (53.0% above the national average of 100). The local economy supports a median household income of $172,500 (130% above the national average), while the real estate market offers homes at a median price of $3,650,000.

Explore our detailed crime and safety data (64% above the national average), school ratings, tax information, and climate data below. Compare Wainscott with New York or other cities.

πŸ“… Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS

Wainscott, NY Quick Facts & Key Statistics

Cost of Living
153.0
↑ Above avg
US avg: 100
Population
585
Residents
Crime Rate
37.61
↑ Above avg
per 1,000 | US avg: 23.0
Median Income
$172,500
↑ Above avg
US avg: $75,000
Median Home Price
$3,650,000
↑ Above avg
US avg: $420,000
Average Rent
$113,463.7
↑ Above avg
/month | US avg: $1,405
Poverty Rate
Data updating...
Unemployment
3.0%
↓ Below avg
US avg: 3.7%

πŸ’‘City Insights

Wainscott scores 1/10 for affordability, 3/10 for safety, and 3/10 for family-friendliness β€” an challenging overall profile. However, affordability is a weaker area that prospective residents should consider carefully.

πŸ’°
Affordability
1/10
πŸ›‘οΈ
Safety
3/10
πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦
Family-Friendly
3/10
πŸ’Ό
Career Opportunities
9/10
🌳
Outdoor Activities
4/10
βœ“ Best for: Young professionals, Urban lifestyle seekers
⚠ Consider: Higher than average crime rates, Above-average cost of living, High housing costs relative to income

Living in Wainscott, NY

Wainscott is a quaint hamlet located in Suffolk County, New York, within the larger town of East Hampton. It boasts a picturesque setting characterized by beautiful natural landscapes, including beaches, farmland, and dense woodlands. Positioned just a few miles from the Atlantic Ocean, Wainscott is part of the Hamptons, a renowned vacation destination known for its charming villages and upscale lifestyle. The area is primarily residential, attracting a mix of year-round residents and seasonal visitors seeking a serene environment. Wainscott's real estate features a blend of historic homes, modern estates, and cozy cottages, many of which are situated near the scenic coastline. The hamlet is known for its close-knit community atmosphere and local amenities, including quaint shops and restaurants. One of its highlights is the Wainscott Historical Society, which preserves the area's rich history. Outdoor enthusiasts appreciate nearby beaches, such as Wainscott Beach, and the convenience of parks and trails. With its tranquil vibe and natural beauty, Wainscott is a perfect spot for those looking to escape the hustle and bustle while still enjoying access to the upscale attractions of the Hamptons.

How Wainscott Compares

Cost of Living
153.0 US: 100
Home Price
$3,650,000 US: $420K
Median Income
$172,500 US: $75K
Crime Rate
37.61 US: 23
Unemployment
3.0% US: 3.7%

Black line indicates US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $172,500.

🏠

Income Needed to Buy

βœ— Stretch
$1145k/year
Based on $3,650,000 median home price
Assumes 30-year mortgage at 7% with 20% down
🏒

Income Needed to Rent

⚠ Stretch
$4863k/year
Based on $113463.7/month average rent
Annual income where rent = 28% of gross
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Pros & Cons of Moving to Wainscott, NY

βœ“

Pros

  • β€’ Friendly community vibe
  • β€’ Low crime rates reported
  • β€’ Diverse dining options
  • β€’ Access to outdoor activities
  • β€’ Close to Hamptons activities
  • β€’ Strong job market in summer
  • β€’ Beautiful beaches nearby
  • β€’ Good schools in the area
  • β€’ Great for families with kids
  • β€’ Quiet and peaceful environment
βœ—

Cons

  • β€’ Potential for racism issues
  • β€’ Less cultural diversity seen
  • β€’ Limited nightlife options
  • β€’ Limited year-round activities
  • β€’ Job market can be competitive
  • β€’ Seasonal population changes
  • β€’ Public transport is scarce
  • β€’ Political views can be polarized
  • β€’ Traffic congestion in summer
  • β€’ High cost of living

Frequently Asked Questions

What is the cost of living in Wainscott, NY? β–Ό

The cost of living in Wainscott, NY is 53% higher than the national average, with a cost of living index of 153 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown β†’

How much does it cost to buy or rent a home in Wainscott, NY? β–Ό

In Wainscott, NY, The median home price is $3,650,000. requiring approximately $825,000 annual income to afford. Average rent is $113,464/month (requiring ~$4,538,548/year income). The local median household income is $172,500, making homeownership challenging for typical residents. Explore Wainscott real estate data β†’

Is Wainscott, NY a safe place to live? β–Ό

Wainscott, NY is average in terms of safety, with crime rates near the national average. The crime rate is 37.6 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Wainscott crime statistics β†’

What salary do you need to live comfortably in Wainscott, NY? β–Ό

To live comfortably in Wainscott, NY and afford a median-priced home of $3,650,000, you would typically need a household income of $912,500 to $1,140,625 per year. The local median household income is $172,500. Renting requires approximately $4,538,548/year (at $113,464/month). See full affordability analysis β†’

What are the job opportunities like in Wainscott, NY? β–Ό

Wainscott, NY has an unemployment rate of 3.0%, which is below the national average of 3.7%. The median household income is $172,500, suggesting strong local economic conditions. View Wainscott employment & demographics β†’

Is Wainscott, NY growing? β–Ό

Wainscott, NY has a population of 585. As a smaller community, population trends depend on local housing development, job growth, and quality of life factors. The higher cost housing market and strong job market shape migration patterns. See Wainscott population demographics β†’

What are the best neighborhoods in Wainscott, NY? β–Ό

The best neighborhoods in Wainscott, NY depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods farther from the city center tend to offer more affordable options. Explore Wainscott on our interactive map β†’

What is the commute like in Wainscott, NY? β–Ό

Commute times in Wainscott, NY vary by neighborhood and workplace location. As a smaller community, residents typically drive, as public transit is limited. The moderate cost of living may allow for housing closer to employment centers. Explore commute times on our map β†’

How are the taxes in Wainscott, NY? β–Ό

Tax rates in Wainscott, NY include state and local components. The cost of living index of 153 indicates a higher cost environment compared to the national average. View detailed Wainscott tax information β†’

How does Wainscott, NY compare to New York? β–Ό

Wainscott, NY offers comparable costs to nearby communities. With a cost of living index of 153, median home prices of $3,650,000, and a crime rate of 37.61 per 1,000 residents, you can compare these metrics side-by-side. Compare Wainscott vs New York β†’

What is the weather like in Wainscott, NY? β–Ό

Weather in Wainscott, NY varies by season. Climate data varies by season. View detailed Wainscott climate & environment data β†’

Explore Wainscott in Detail

πŸ“… Last Updated: February 2026

Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics

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