Scottsbluff, NE — Cost of Living & Relocation Guide
Population: 14,283
📍 Some data sourced from nearby metro area
About Scottsbluff, NE
Welcome to our comprehensive guide to Scottsbluff, NE. With a population of 14,283, Scottsbluff features a cost of living index of 98.5 (1.5% below the national average of 100). The local economy supports a median household income of $55,744 (26% below the national average), while the real estate market offers homes at a median price of $189,000.
Explore our detailed crime and safety data (56% above the national average), school ratings, tax information, and climate data below. Compare Scottsbluff with Omaha or other cities.
📅 Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS
Scottsbluff, NE Quick Facts & Key Statistics
💡City Insights
Scottsbluff scores 9/10 for affordability, 3/10 for safety, and 3/10 for family-friendliness — an good overall profile. Its strongest aspect is affordability, making it particularly suitable for budget-conscious buyers. However, family-friendliness is a weaker area that prospective residents should consider carefully.
Living in Scottsbluff, NE
Scottsbluff, located in the western part of Nebraska, is a city rich in history and natural beauty. As the county seat of Scotts Bluff County, it has a population of around 14,000 residents. The city serves as a regional hub for agriculture, education, and healthcare, making it a vital center for the surrounding rural communities. One of the most notable features of Scottsbluff is the Scotts Bluff National Monument, which showcases stunning geological formations and offers hiking trails with breathtaking views of the North Platte River Valley. The site is historically significant as it was a landmark for pioneers traveling the Oregon, California, and Mormon Trails in the 19th century. Scottsbluff boasts a vibrant community with various cultural events, festivals, and local dining options, reflecting the region's diverse heritage. The city has a growing arts scene and hosts the annual Western Nebraska Regional Airport Airshow, attracting visitors and aviation enthusiasts alike. Outdoor recreation opportunities abound, with nearby parks, lakes, and sports facilities catering to residents and visitors. Overall, Scottsbluff is a welcoming place filled with unique charm and Western spirit.
How Scottsbluff Compares
Black line indicates US average
💵 Affordability Calculator
Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $55,744.
Income Needed to Buy
Income Needed to Rent
Pros & Cons of Moving to Scottsbluff, NE
Pros
- • Friendly community vibe
- • Growing job opportunities
- • Low crime rate overall
- • Strong school systems
- • Access to outdoor activities
- • Family-friendly environment
- • Quiet, small-town living
- • Affordable housing options
- • Diverse local events
- • Local parks and playgrounds
Cons
- • Weather extremes in seasons
- • Limited nightlife options
- • Few shopping choices
- • Limited diversity in population
- • Public transport is scarce
- • Political views can be polarized
- • Higher poverty than average
- • Some areas lack economic growth
- • Limited cultural activities
- • Fewer dining and entertainment options
Frequently Asked Questions
What is the cost of living in Scottsbluff, NE? ▼
The cost of living in Scottsbluff, NE is 2% lower than the national average, with a cost of living index of 98 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
How much does it cost to buy or rent a home in Scottsbluff, NE? ▼
In Scottsbluff, NE, The median home price is $189,000. requiring approximately $83,357 annual income to afford. Average rent is $1,019/month (requiring ~$40,768/year income). The local median household income is $55,744, making homeownership attainable for typical residents. Explore Scottsbluff real estate data →
Is Scottsbluff, NE a safe place to live? ▼
Scottsbluff, NE is average in terms of safety, with crime rates near the national average. The crime rate is 35.8 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Scottsbluff crime statistics →
What salary do you need to live comfortably in Scottsbluff, NE? ▼
To live comfortably in Scottsbluff, NE and afford a median-priced home of $189,000, you would typically need a household income of $47,250 to $59,062 per year. The local median household income is $55,744. Renting requires approximately $40,768/year (at $1,019/month). See full affordability analysis →
What are the job opportunities like in Scottsbluff, NE? ▼
Scottsbluff, NE has an unemployment rate of 2.6%, which is below the national average of 3.7%. The median household income is $55,744, suggesting moderate local economic conditions. View Scottsbluff employment & demographics →
Is Scottsbluff, NE growing? ▼
Scottsbluff, NE has a population of 14,283. As a smaller community, population trends depend on local housing development, job growth, and quality of life factors. The moderately priced housing market and competitive job market shape migration patterns. See Scottsbluff population demographics →
What are the best neighborhoods in Scottsbluff, NE? ▼
The best neighborhoods in Scottsbluff, NE depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods throughout the city offer good value since the median home price of $189,000 is below the national average. Explore Scottsbluff on our interactive map →
What is the commute like in Scottsbluff, NE? ▼
Commute times in Scottsbluff, NE vary by neighborhood and workplace location. As a smaller community, residents typically drive, as public transit is limited. The moderate cost of living may allow for housing closer to employment centers. Explore commute times on our map →
How are the taxes in Scottsbluff, NE? ▼
Tax rates in Scottsbluff, NE include state and local components. The cost of living index of 98 reflects a moderate cost environment compared to the national average. View detailed Scottsbluff tax information →
How does Scottsbluff, NE compare to Omaha? ▼
Scottsbluff, NE offers a more affordable alternative to nearby communities. With a cost of living index of 98, median home prices of $189,000, and a crime rate of 35.78 per 1,000 residents, you can compare these metrics side-by-side. Compare Scottsbluff vs Omaha →
What is the weather like in Scottsbluff, NE? ▼
Weather in Scottsbluff, NE varies by season. Climate data varies by season. View detailed Scottsbluff climate & environment data →
Explore Scottsbluff in Detail
📅 Last Updated: February 2026
Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics