Perth amboy, NJ β€” Cost of Living & Relocation Guide

Population: 55,357

πŸ“ Some data sourced from nearby metro area

118.8
Cost of Living
$56,239
Median Income
$489,000
Home Price

About Perth amboy, NJ

Welcome to our comprehensive guide to Perth amboy, NJ. With a population of 55,357, Perth amboy features a cost of living index of 118.8 (18.8% above the national average of 100). The local economy supports a median household income of $56,239 (25% below the national average), while the real estate market offers homes at a median price of $489,000.

Explore our detailed crime and safety data (22% below the national average), school ratings, tax information, and climate data below. Compare Perth amboy with Newark or other cities.

πŸ“… Data last updated: February 2026 | Sources: U.S. Census Bureau ACS, FBI UCR, BLS

Perth amboy, NJ Quick Facts & Key Statistics

Cost of Living
118.8
↑ Above avg
US avg: 100
Population
55,357
Residents
Crime Rate
17.88
↓ Below avg
per 1,000 | US avg: 23.0
Median Income
$56,239
↓ Below avg
US avg: $75,000
Median Home Price
$489,000
↑ Above avg
US avg: $420,000
Average Rent
$2,547.48
↑ Above avg
/month | US avg: $1,405
Poverty Rate
20%
↑ Above avg
US avg: 11.5%
Unemployment
7.2%
↑ Above avg
US avg: 3.7%

πŸ’‘City Insights

Perth amboy scores 3/10 for affordability, 7/10 for safety, and 5/10 for family-friendliness β€” an good overall profile. Its strongest aspect is safety, making it particularly suitable for those prioritizing security. However, affordability is a weaker area that prospective residents should consider carefully.

πŸ’°
Affordability
3/10
πŸ›‘οΈ
Safety
7/10
πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦
Family-Friendly
5/10
πŸ’Ό
Career Opportunities
3/10
🌳
Outdoor Activities
4/10
βœ“ Best for: General residents
⚠ Consider: High housing costs relative to income, Higher unemployment rate, Above-average poverty rate

Living in Perth amboy, NJ

Perth Amboy is a vibrant city located in Middlesex County, New Jersey, known for its rich history and diverse community. Situated on the Raritan Bay, it offers beautiful waterfront views and a historic downtown area. Founded in the late 17th century, Perth Amboy has played a significant role in American history, particularly during the Revolutionary War. The city's architecture reflects its historical significance, with well-preserved buildings and landmarks such as the Perth Amboy City Hall and the Kearny Cottage, which dates back to 1740. The waterfront area is a popular spot for recreation, featuring parks and walking trails that provide a serene escape from urban life. Perth Amboy is also a cultural hub, hosting various events throughout the year, including parades, festivals, and art exhibits that celebrate its diverse population. The city is conveniently located near major highways, making it easily accessible for commuters to New York City and other surrounding areas. With its blend of history, culture, and community spirit, Perth Amboy offers a unique experience for residents and visitors alike.

How Perth amboy Compares

Cost of Living
118.8 US: 100
Home Price
$489,000 US: $420K
Median Income
$56,239 US: $75K
Crime Rate
17.88 US: 23
Unemployment
7.2% US: 3.7%

Black line indicates US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $56,239.

🏠

Income Needed to Buy

βœ— Stretch
$153k/year
Based on $489,000 median home price
Assumes 30-year mortgage at 7% with 20% down
🏒

Income Needed to Rent

⚠ Stretch
$109k/year
Based on $2547.48/month average rent
Annual income where rent = 28% of gross
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Pros & Cons of Moving to Perth amboy, NJ

βœ“

Pros

  • β€’ Close to NYC for jobs
  • β€’ Diverse community and cultures
  • β€’ Rich history and heritage
  • β€’ Growing local arts scene
  • β€’ Access to waterfront activities
  • β€’ Good public transportation access
  • β€’ Family-friendly neighborhoods
  • β€’ Community events year-round
  • β€’ Affordable housing options
  • β€’ Various parks and recreation areas
βœ—

Cons

  • β€’ Some schools underperforming
  • β€’ Economic disparities present
  • β€’ Weather can be harsh in winter
  • β€’ Higher crime rates reported
  • β€’ Limited nightlife options
  • β€’ Traffic congestion in areas
  • β€’ Job market can be competitive
  • β€’ Limited shopping choices nearby
  • β€’ Some areas lack sufficient parks
  • β€’ Occasional racial tensions

Frequently Asked Questions

What is the cost of living in Perth amboy, NJ? β–Ό

The cost of living in Perth amboy, NJ is 19% higher than the national average, with a cost of living index of 119 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown β†’

How much does it cost to buy or rent a home in Perth amboy, NJ? β–Ό

In Perth amboy, NJ, The median home price is $489,000. requiring approximately $147,643 annual income to afford. Average rent is $2,547/month (requiring ~$101,899/year income). The local median household income is $56,239, making homeownership challenging for typical residents. Explore Perth amboy real estate data β†’

Is Perth amboy, NJ a safe place to live? β–Ό

Perth amboy, NJ is average in terms of safety, with crime rates near the national average. The crime rate is 17.9 per 1,000 residents. Safety varies significantly by neighborhood. View detailed Perth amboy crime statistics β†’

What salary do you need to live comfortably in Perth amboy, NJ? β–Ό

To live comfortably in Perth amboy, NJ and afford a median-priced home of $489,000, you would typically need a household income of $122,250 to $152,812 per year. The local median household income is $56,239. Renting requires approximately $101,899/year (at $2,547/month). See full affordability analysis β†’

What are the job opportunities like in Perth amboy, NJ? β–Ό

Perth amboy, NJ has an unemployment rate of 7.2%, which is above the national average of 3.7%. The median household income is $56,239, suggesting moderate local economic conditions. View Perth amboy employment & demographics β†’

Is Perth amboy, NJ growing? β–Ό

Perth amboy, NJ has a population of 55,357. As a mid-to-large city, population trends depend on local housing development, job growth, and quality of life factors. The higher cost housing market and competitive job market shape migration patterns. See Perth amboy population demographics β†’

What are the best neighborhoods in Perth amboy, NJ? β–Ό

The best neighborhoods in Perth amboy, NJ depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods farther from the city center tend to offer more affordable options. Explore Perth amboy on our interactive map β†’

What is the commute like in Perth amboy, NJ? β–Ό

Commute times in Perth amboy, NJ vary by neighborhood and workplace location. As a mid-size community, most residents rely on personal vehicles, though public transit options may be available. The moderate cost of living may allow for housing closer to employment centers. Explore commute times on our map β†’

How are the taxes in Perth amboy, NJ? β–Ό

Tax rates in Perth amboy, NJ include state and local components. The cost of living index of 119 indicates a higher cost environment compared to the national average. View detailed Perth amboy tax information β†’

How does Perth amboy, NJ compare to Newark? β–Ό

Perth amboy, NJ offers comparable costs to nearby communities. With a cost of living index of 119, median home prices of $489,000, and a crime rate of 17.88 per 1,000 residents, you can compare these metrics side-by-side. Compare Perth amboy vs Newark β†’

What is the weather like in Perth amboy, NJ? β–Ό

Weather in Perth amboy, NJ varies by season. Climate data varies by season. View detailed Perth amboy climate & environment data β†’

Explore Perth amboy in Detail

πŸ“… Last Updated: February 2026

Sources: U.S. Census Bureau (ACS), FBI Uniform Crime Reports, Bureau of Labor Statistics

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