Quick facts: Shirley, NY

Quick Facts

113.7
Cost of Living
above US average
26,498
Population
7.7
Crime Rate per 1000
below US average
$109,821
Median Income
above US average
$524,999
Median House Price
above US average
$3892.86
Average Rent
above US average
6%
Poverty Rate
below US average
4.2%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $109,821.

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Income Needed to Buy

βœ— Stretch
$165k/year
Based on $524,999 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $165k vs median $109,821
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Income Needed to Rent

⚠ Stretch
$167k/year
Based on $3892.86/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $167k vs median $109,821
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Shirley, NY

Shirley, New York, is a suburban hamlet located in Suffolk County on Long Island. It sits within the Town of Brookhaven and is known for its residential neighborhoods and proximity to various recreational areas. The community features several parks, including the nearby Wertheim National Wildlife Refuge, which offers hiking trails and opportunities to observe native wildlife. The hamlet has a rich history, originally settled by farmers and fishermen. Shirley's location provides residents easy access to the beautiful beaches of the South Shore, including the famous Smith Point County Park. The area is primarily residential, with shopping centers, schools, and healthcare facilities available to support the local population. Public transportation options include bus services and nearby access to Long Island Rail Road stations, making it convenient for commuting to New York City. With a diverse community and a blend of suburban and natural environments, Shirley offers a quiet lifestyle with access to the vibrant culture and amenities of Long Island. The community is also known for its family-friendly atmosphere and local events that foster neighborly connections.

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