Quick facts: Scottsbluff, NE

Quick Facts

94.7
Cost of Living
below US average
14,283
Population
35.78
Crime Rate per 1000
above US average
$55,744
Median Income
below US average
$189,000
Median House Price
above US average
$1019.2
Average Rent
below US average
11%
Poverty Rate
above US average
2.6%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $55,744.

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Income Needed to Buy

βœ— Stretch
$59k/year
Based on $189,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $59k vs median $55,744
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Income Needed to Rent

βœ“ Affordable
$44k/year
Based on $1019.2/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($55,744) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Scottsbluff, NE

Scottsbluff, located in the western part of Nebraska, is a city rich in history and natural beauty. As the county seat of Scotts Bluff County, it has a population of around 15,000 residents. The city serves as a regional hub for agriculture, education, and healthcare, making it a vital center for the surrounding rural communities. One of the most notable features of Scottsbluff is the Scotts Bluff National Monument, which showcases stunning geological formations and offers hiking trails with breathtaking views of the North Platte River Valley. The site is historically significant as it was a landmark for pioneers traveling the Oregon, California, and Mormon Trails in the 19th century. Scottsbluff boasts a vibrant community with various cultural events, festivals, and local dining options, reflecting the region's diverse heritage. The city has a growing arts scene and hosts the annual Western Nebraska Regional Airport Airshow, attracting visitors and aviation enthusiasts alike. Outdoor recreation opportunities abound, with nearby parks, lakes, and sports facilities catering to residents and visitors. Overall, Scottsbluff is a welcoming place filled with unique charm and Western spirit.

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