Quick facts: Paia, HI

Quick Facts

148.9
Cost of Living
above US average
2,211
Population
Crime rate Data is updating, will be available soon
$113,750
Median Income
above US average
$2,500,000
Median House Price
above US average
$28000.0
Average Rent
above US average
Poverty rate Data is updating, will be available soon
Unemployment Data is updating, will be available soon

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $113,750.

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Income Needed to Buy

βœ— Stretch
$784k/year
Based on $2,500,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $784k vs median $113,750
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Income Needed to Rent

⚠ Stretch
$1200k/year
Based on $28000.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $1200k vs median $113,750
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Paia, HI

Paia is a charming town located on the North Shore of Maui, Hawaii. Known for its laid-back atmosphere and bohemian vibe, Paia is often referred to as a hidden gem of the island. This small community boasts a rich history rooted in the sugarcane industry, which is reflected in its historic buildings and local culture. The town is a popular destination for beach lovers and water sports enthusiasts, with nearby beaches like Baldwin Beach Park and Ho'okipa Beach, famous for windsurfing and surfing. Nature lovers can explore the nearby scenic landscapes, including lush forests and the stunning coastline. Paia's streets are lined with eclectic shops, art galleries, and restaurants offering fresh, local cuisine. The town thrives on sustainability, with many businesses focusing on organic and farm-to-table practices. Visitors can enjoy a variety of activities, from yoga classes to art walks, making it an ideal spot for relaxation and exploration. With its unique blend of culture, adventure, and natural beauty, Paia offers a truly delightful Hawaiian experience.

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