Quick facts: Oxnard, CA

Quick Facts

127.6
Cost of Living
above US average
200,415
Population
25.02
Crime Rate per 1000
above US average
$90,409
Median Income
above US average
$740,000
Median House Price
above US average
$2975.5
Average Rent
above US average
11%
Poverty Rate
above US average
4.9%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $90,409.

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Income Needed to Buy

βœ— Stretch
$232k/year
Based on $740,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $232k vs median $90,409
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Income Needed to Rent

⚠ Stretch
$128k/year
Based on $2975.5/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $128k vs median $90,409
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Oxnard, CA

Oxnard, located in Ventura County, California, is a vibrant coastal city known for its beautiful beaches, rich agricultural heritage, and cultural diversity. Situated conveniently between Los Angeles and Santa Barbara, Oxnard offers a mix of urban amenities and scenic landscapes. The city boasts over 20 miles of coastline, making it a popular destination for beachgoers, surfers, and outdoor enthusiasts. The beaches, such as Silver Strand Beach and Mandalay Beach, are great for sunbathing, swimming, and beachcombing. Oxnard is also home to the Channel Islands Harbor, providing opportunities for boating, kayaking, and fishing. Culturally, Oxnard reflects a rich blend of influences, particularly from its significant Mexican-American community. Annual events, such as the Oxnard Strawberry Festival, celebrate this heritage, highlighting local agriculture and community spirit. For shopping, dining, and entertainment, the city features various malls, restaurants, and theaters. The Oxnard Performing Arts Center hosts concerts and performances throughout the year, contributing to the city's vibrant arts scene. With its favorable climate, diverse attractions, and a strong sense of community, Oxnard offers a unique Southern California experience.

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