Quick facts: Ottawa, KS

Quick Facts

97.6
Cost of Living
below US average
12,613
Population
22.75
Crime Rate per 1000
below US average
$61,927
Median Income
below US average
$275,000
Median House Price
above US average
$1725.0
Average Rent
above US average
10%
Poverty Rate
below US average
3.6%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $61,927.

🏠

Income Needed to Buy

βœ— Stretch
$86k/year
Based on $275,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $86k vs median $61,927
🏒

Income Needed to Rent

⚠ Stretch
$74k/year
Based on $1725.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $74k vs median $61,927
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Ottawa, KS

Ottawa, Kansas, is a charming city located in Franklin County, positioned about 50 miles southwest of Kansas City. With a population of approximately 12,000 residents, Ottawa is known for its friendly atmosphere and strong sense of community. The city features a diverse array of parks and recreational areas, making it an ideal spot for outdoor activities such as hiking, fishing, and picnicking. Ottawa's downtown area boasts a mix of historic buildings, local shops, and restaurants, offering a quaint shopping experience. The city's rich history is reflected in various landmarks, including the Franklin County Courthouse and the Santa Fe Depot, which underscore its heritage and development over the years. Education is a significant focus in Ottawa, with public schools serving the community and Ottawa University providing higher education opportunities. The city also celebrates local culture through events and festivals, making it a vibrant place for residents and visitors alike. With its small-town charm and proximity to larger urban centers, Ottawa serves as a delightful community with a strong commitment to family values and historical preservation.

πŸ” Search & Compare Places

First Location πŸ“