Quick facts: Montezuma, GA

Quick Facts

97.5
Cost of Living
below US average
2,958
Population
13.18
Crime Rate per 1000
below US average
$46,315
Median Income
below US average
$225,000
Median House Price
above US average
$1200.0
Average Rent
below US average
19%
Poverty Rate
above US average
5.1%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $46,315.

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Income Needed to Buy

βœ— Stretch
$71k/year
Based on $225,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $71k vs median $46,315
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Income Needed to Rent

⚠ Stretch
$51k/year
Based on $1200.0/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $51k vs median $46,315
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Montezuma, GA

Montezuma is a charming small city located in Macon County, Georgia. Nestled in the heart of the state, it serves as a picturesque example of Southern hospitality and rich history. The city is known for its close-knit community and offers a quiet, rural lifestyle surrounded by beautiful landscapes. Montezuma features several parks and recreational areas, making it an ideal spot for outdoor enthusiasts. The nearby Flint River provides opportunities for fishing, boating, and hiking. In terms of local culture, Montezuma boasts historic sites and a thriving community spirit, often showcased through local events and festivals. Additionally, the city is strategically positioned near larger towns, providing residents easy access to amenities while benefiting from a slower pace of life. Agriculture plays a vital role in the local economy, contributing to the region's rich heritage. Overall, Montezuma is a unique blend of history, community, and natural beauty, making it a hidden gem in Georgia.

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