Quick facts: Kirksey, KY

Quick Facts

99.8
Cost of Living
below US average
4,085
Population
12.24
Crime Rate per 1000
below US average
$64,149
Median Income
below US average
$159,900
Median House Price
above US average
$1350
Average Rent
below US average
10%
Poverty Rate
below US average
5.0%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $64,149.

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Income Needed to Buy

βœ“ Affordable
$50k/year
Based on $159,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
πŸ“Š Median income ($64,149) exceeds requirement
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Income Needed to Rent

βœ“ Affordable
$58k/year
Based on $1350/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($64,149) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Kirksey, KY

Kirksey is a small, unincorporated community located in Calloway County, Kentucky. Nestled in the western part of the state, it features the beautiful landscapes typical of rural Kentucky, with rolling hills and agricultural lands. The area is known for its close-knit community atmosphere and a slower pace of life, making it an inviting place for those seeking tranquility away from the hustle and bustle of city living. Kirksey offers access to outdoor activities, with nearby parks and lakes providing opportunities for fishing, hiking, and enjoying nature. The community is part of the Murray Independent School District, which serves the educational needs of local families. Residents appreciate the sense of community and the friendly neighborly relations that characterize small-town life. While Kirksey itself may not have extensive amenities, nearby Murray, just a short drive away, boasts a variety of shops, restaurants, and cultural attractions, including Murray State University, which adds to the vibrancy of the area. Overall, Kirksey represents the charm of rural Kentucky living in a picturesque setting.

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