Quick facts: Havelock, NC

Quick Facts

100.6
Cost of Living
above US average
16,188
Population
23.29
Crime Rate per 1000
above US average
$56,492
Median Income
below US average
$225,000
Median House Price
above US average
$1447.38
Average Rent
above US average
12%
Poverty Rate
above US average
4.5%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $56,492.

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Income Needed to Buy

βœ— Stretch
$71k/year
Based on $225,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $71k vs median $56,492
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Income Needed to Rent

⚠ Stretch
$62k/year
Based on $1447.38/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $62k vs median $56,492
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Havelock, NC

Havelock, North Carolina, is a charming city located in Craven County, near the coast of the Atlantic Ocean. Known for its friendly community and military presence, Havelock is home to Marine Corps Air Station Cherry Point, which significantly influences the local economy and population. The city is surrounded by natural beauty, with access to the scenic Neuse River and nearby coastal areas, making it a favorite spot for outdoor enthusiasts. Havelock boasts a variety of amenities including parks, shopping centers, and local restaurants that reflect the region's southern hospitality. The city often hosts community events and festivals, fostering a strong sense of community among residents. The climate is typical of the southeastern United States, with mild winters and warm summers, perfect for year-round outdoor activities. In addition to its military significance, Havelock offers a rich historical backdrop, with nearby attractions such as the historic Tryon Palace and the beautiful beaches of the Crystal Coast just a short drive away. Overall, Havelock combines a relaxed lifestyle with a welcoming atmosphere and numerous recreational opportunities.

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