Quick facts: Hartwell, GA

Quick Facts

97.5
Cost of Living
below US average
4,526
Population
38.89
Crime Rate per 1000
above US average
$46,875
Median Income
below US average
$308,250
Median House Price
above US average
$2239.36
Average Rent
above US average
13%
Poverty Rate
above US average
3.2%
Unemployment Rate
below US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $46,875.

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Income Needed to Buy

βœ— Stretch
$97k/year
Based on $308,250 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $97k vs median $46,875
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Income Needed to Rent

⚠ Stretch
$96k/year
Based on $2239.36/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $96k vs median $46,875
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Hartwell, GA

Hartwell, Georgia, is a charming city located in the northeastern part of the state, nestled near the border with South Carolina. As the county seat of Hart County, it boasts a rich history that dates back to its founding in the early 19th century. The city's picturesque setting alongside Lake Hartwell makes it a popular destination for outdoor recreation, offering activities such as fishing, boating, and hiking. Hartwell features a blend of small-town charm and community spirit, with a population of around 4,000 residents. The downtown area is home to a variety of local shops, cafes, and restaurants that reflect the region's southern hospitality. Annual events like the Hartwell Lake Fork Festival celebrate the community's culture and attract visitors from surrounding areas. The city's proximity to larger urban centers, such as Greenville, SC, and Athens, GA, provides residents with easy access to more extensive amenities while maintaining a peaceful, small-town atmosphere. With its scenic views, friendly community, and rich history, Hartwell is a delightful place to live and visit.

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