Quick facts: Giddings, TX

Quick Facts

99.5
Cost of Living
below US average
5,129
Population
22.23
Crime Rate per 1000
below US average
$63,529
Median Income
below US average
$339,900
Median House Price
above US average
$1020.0
Average Rent
below US average
10%
Poverty Rate
below US average
5.1%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $63,529.

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Income Needed to Buy

βœ— Stretch
$107k/year
Based on $339,900 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $107k vs median $63,529
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Income Needed to Rent

βœ“ Affordable
$44k/year
Based on $1020.0/month average rent
Annual income where rent = 28% of gross
πŸ“Š Median income ($63,529) exceeds requirement
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Giddings, TX

Giddings is a charming small town located in Lee County, Texas, with a rich history and a strong sense of community. Situated approximately halfway between Austin and Houston, Giddings serves as a convenient stop for travelers along U.S. Highway 77. The town boasts a population of around 5,000 residents, offering a friendly, close-knit atmosphere. Established in the late 19th century, Giddings has preserved much of its historical charm with several antique shops and historic sites. Key attractions include the Lee County Courthouse and the Giddings Public Library. The annual Giddings Watermelon Thump festival celebrates the town’s agricultural heritage and brings the community together with live music, contests, and food. For outdoor enthusiasts, the area offers parks and recreational opportunities, such as fishing, hiking, and birdwatching. With a mix of small-town charm and convenient access to larger urban centers, Giddings provides a unique blend of rural living and community spirit, making it a delightful place to visit or call home.

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