Quick facts: El centro, CA

Quick Facts

127.6
Cost of Living
above US average
43,811
Population
30.45
Crime Rate per 1000
above US average
$54,922
Median Income
below US average
$480,000
Median House Price
above US average
$1586.82
Average Rent
above US average
21%
Poverty Rate
above US average
12.9%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $54,922.

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Income Needed to Buy

βœ— Stretch
$151k/year
Based on $480,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $151k vs median $54,922
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Income Needed to Rent

⚠ Stretch
$68k/year
Based on $1586.82/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $68k vs median $54,922
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for El centro, CA

El Centro, California, located in the Imperial Valley, is the largest city in Imperial County. Known for its warm climate, El Centro serves as an agricultural hub due to the fertile grounds provided by the Colorado River. With a population of approximately 44,000, this city boasts a rich cultural blend influenced by its proximity to the Mexican border, just a few miles away. The city features a range of parks, recreational areas, and community facilities. The Imperial Valley Expo, which hosts the annual County Fair, is a notable landmark, attracting visitors from across the region. El Centro is also home to several educational institutions and healthcare facilities, contributing to its thriving community. Outdoor enthusiasts can explore the nearby desert landscapes and mountains, including the rugged beauty of the Anza-Borrego Desert State Park. The city experiences hot summers and mild winters, making it a year-round destination for those seeking sun. With its strong sense of community and family-friendly atmosphere, El Centro is a gateway to the rich cultural heritage of the Imperial Valley.

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