Quick facts: Bay shore, NY

Quick Facts

113.7
Cost of Living
above US average
30,553
Population
22.19
Crime Rate per 1000
below US average
$103,272
Median Income
above US average
$619,000
Median House Price
above US average
$3848.87
Average Rent
above US average
5%
Poverty Rate
below US average
4.2%
Unemployment Rate
above US average

πŸ’΅ Affordability Calculator

Based on the 28/36 rule: housing costs should not exceed 28% of your gross income. Compared against local median income of $103,272.

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Income Needed to Buy

βœ— Stretch
$194k/year
Based on $619,000 median home price
Assumes 30-year mortgage at 7% with 20% down payment
⚠️ Requires $194k vs median $103,272
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Income Needed to Rent

⚠ Stretch
$165k/year
Based on $3848.87/month average rent
Annual income where rent = 28% of gross
⚠️ Requires $165k vs median $103,272
πŸ’‘ 28/36 Rule: Housing ≀28% of gross income, total debt ≀36%. This is a guideline used by many lenders.

Overview for Bay shore, NY

Bay Shore is a charming hamlet located in Suffolk County, New York, on the South Shore of Long Island. It is part of the Town of Islip and is known for its scenic waterfront along the Great South Bay. The area boasts a rich history, with influences from Native American culture and early settler developments. Bay Shore offers a blend of suburban living and vibrant community life. The downtown area features a variety of shops, restaurants, and cultural venues, making it a hub for both residents and visitors. The Bay Shore Marina provides access to boating and fishing activities, reflecting the area's maritime heritage. Residents enjoy access to local parks, such as the 950-acre Heckscher State Park, which offers recreational opportunities including hiking and camping. The Long Island Rail Road provides convenient public transportation to New York City, making it a desirable location for commuters. With its picturesque views, community events, and close-knit feel, Bay Shore exemplifies the quaint yet lively ambiance characteristic of many Long Island communities.

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